Éamon Ó Cuív (Galway West, Fianna Fail) | Oireachtas source

My final question relates to banks, landlords and insurance companies. Do the hospitality sector representatives believe it is foolish for us to rely on these institutions to act in a benign way of their own volition? Would the sector representatives agree with me that these institutions do not part with their money easily? Do we need the Government to step in either to force action or to come up with alternative support, rather than depend on voluntary action or forcing businesses to try to take expensive legal actions?

Am I right in thinking that loans, especially those at rates of 4% or more, are no substitute for straight support, as they are only deferring the problem not solving the problem?