Ms Marie Daly:

Insurance costs depend on the number of children catered for, but in our services one would be looking at between €6,000 and €9,000 a year. Do we have many claims? I do not know what the national figure is, but we might have one a year or even one every two years. The number is not extremely high, but the cost is anything from €6,000 to €9,000, depending on the number of children catered for.