Ms Teresa Heeney:

No, I am not a childcare provider. Early Childhood Ireland has many providers who are members, obviously. Currently some 75% of operators are members of Early Childhood Ireland. I hope that answers the Deputy's question.

I have already addressed the question on insurance. It is very problematic that we have almost only one provider. There is another broker, Arachas Insurance, and Ronan Smith is also a broker. We are certainly hopeful on behalf of our members that the scheme will be able to identify another underwriter for its renewal, which is due this summer.