Dr. Orlaigh Quinn:

We certainly have not seen the evidence of businesses giving up just yet. The interest rate is being negotiated at the moment, so I am not able to give the Deputy a figure in that regard. On the preparation of the legislation and the consultation, we consult regularly with ISME and IBEC, through the enterprise forum and our retail forum, and their views on the credit guarantee scheme have been taken on board. As I said, we are just drafting the legislation now but that will also be discussed with the relevant business community.