Jennifer Carroll MacNeill (Dún Laoghaire, Fine Gael) | Oireachtas source

I thank the witnesses for coming in and for the range of supports that have been provided. One of the biggest concerns I have is about liquidity for businesses that have made significant investment and have significant loans from September. I am particularly thinking of medium-sized enterprises that are above the threshold for microfinance and some of the helpful liquidity supports that are in place. I am thinking of some medium-sized enterprises in my constituency that have made considerable investment, that have had the benefit of the loan break for this period but that will be required to start repaying substantial commercial loans that they have used for investment in September. There is a need for funding to help them with refinancing because there are no circumstances under which they will have anything like the normal throughput to try to generate the revenue they will need to simply service those loans, never mind to service, for example, redundancy payments if they were necessary for staff in a reduced working environment or for anything of that nature. Could the witnesses talk us through some of the thinking on that? It is a major pressure point.