Mr. Tom Parlon:

We are working on that area. Insurance companies are pretty quick to change. They have issued new policies and said that they no longer cover anything related to Covid-19. Clearly, there is a major debate about their liability in terms of what they covered previously and that is a big issue.

In terms of the liability of our members, we have a national protocol that is very comprehensive. Our advice to our members is to follow the protocol to the letter of the law and by doing so they will not have any major liability in terms of anybody who has an issue on a site.