Ms Isolde Goggin:

That investigation is ongoing and I cannot make any comment in the public domain because I could not be seen to prejudice the possible outcome. On competition in the insurance market, it is very different in different sectors. We have been hearing today about what is going on in the motor sector. We are also carrying out a study, or have been requested by our Minister, Deputy Humphreys, to carry out a study on public liability insurance. That study is ongoing and is topical. As Mr. Hassett stated, companies are leaving that market and we seem to be heading for a different type of problem in that area. I ask my colleague, Mr. O'Leary, to comment on that issue as he is leading on that study.