Tom Neville (Limerick County, Fine Gael) | Oireachtas source

That is fine. I just wanted clarity on that.

I would like to educate myself about insurance provision. The existing clients of the remaining underwriter will be charged between 10% and 30% more, while new clients will face an increase of 100% or possibly more, as quoted here, in insurance premiums. This is based on what they paid in the past, relatively speaking. Is the underwriter quoting these directly or through the channel as well as directly? Have alternative products been priced or put on the market for these providers?