Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

Mr. Hassett mentioned the European Insurance and Occupational Pensions Authority study. The study described price optimisation, which is dual practice, as when the consumer's premium depends not only on the risk but also on price sensitivity and the likelihood of shopping around, and stated that it could be challenging from a fairness and ethical perspective, and that this is particularly important regarding the potentially adverse impact on vulnerable customers of old age, low income and low level of study and education.