Mr. Gerry Hassett:

In preparation for this session today, I read a study by the European Insurance and Occupational Pensions Authority, EIOPA, on machine learning and big data in insurance because I expected to be asked about it. I do not think I was breaching my fiduciary responsibilities by doing so. Any professional in an industry attends events to broaden his or her learning. I do not think it is the same thing that we discussed specific strategies. Clearly, these are trends that are in the industry. Most industry professionals would want to know more about them.