Anthony Lawlor (Fine Gael) | Oireachtas source

We heard from insurance companies previously, in response to questioning from Deputy Pearse Doherty on fraudulent claims, that the number of claims being investigated or passed on to the Garda is insignificant compared with the overall number of payouts insurers are making. The figures the witnesses have cited indicate to me clearly that the soft option, the easy option, for insurers is to settle claims and dump that cost onto the premiums.

I refer to the figure of €1.3 billion as the total in payouts last year. Mr. Horan stated that 40% of the cost of a claim relates to legal costs. Is that right?