Mr. Gerry Hassett:

Although not precisely the same timelines, the following is highly relevant. The second motor data report, which was published under the cost of insurance working group, shows that the vast majority of claims inflation comes from smaller third-party injury claims, the cost of which increased at an average rate of 7.3% per year, up 42% in total from 2011 to 2016. In that time the damages costs fell by 17% but the bigger figure - it is 75:25 - is the one that is rising.