Mr. Michael Horan:

Legal fees add an unnecessarily large amount to the cost of compensation. Historically, legal fees added over 40% to the cost of compensation. We still regard legal fees as a problem. We regard the main problem to be the level of awards and consistency in the level of awards. We also regard legal fees as a major problem. Legal fees need to be addressed also. The national claims information database, regarding which there will be some outputs and a report published in the coming months, will show the high levels of legal fees as a percentage of compensation.