Mr. Fergal O'Leary:

The work has started already. We have briefed a market research firm. We have had engagement with the Central Bank about its study. We want to make sure that we do not overlap with what it does. We are going to engage with the other sectoral regulators whose markets we are going to look at, just to make sure that we are not doing any overlap or collecting data they might already have. We will take it from there.