Mr. Ger Deering:

I agree with Senator Horkan that it will be a challenge and that it will be quite difficult for us to get behind some of this information. That said, we have the powers to require information and to look at records. We will not make comparisons between the prices offered by company A and company B, because that is competition and that is not our role. Likewise, we will not be looking at new discounts or any transparent discounts that are offered for a reason. What we will be looking at is whether someone has been targeted for an invalid reason, if I can put it that way, something that has nothing to do with the risk that the company provides as a driver. We will examine whether people are being treated in a certain way because they have a particular profile, which is nothing to do with insurance and other people are treated in a different way. There is no doubt it will be a challenge and until we have dealt with a number of complaints I cannot answer Senator Horkan's question.