Gerry Horkan (Fianna Fail) | Oireachtas source

The time limits will kick in at some point. Eventually, perhaps in six years' time, the Financial Services and Pensions Ombudsman will no longer receive tracker complaints, although other issues may arise in the future.

On insurance and dual pricing, maybe it is my fault but we get used to insurance companies coming out with any old premium. Mine went from something over €200 to something over €300 and then to €400, €500 and €600. I do what Deputy Doherty does. I ring up the company and complain. I then shop around before contacting the original company again. I had a 15% discount from another company and when I rang my company, the quote for €390 was reduced to €310. I was also told that the person I had spoken to previously had not applied all of the discounts. The reason these discounts had not been applied was that I had not been pushy enough the first time. That seems to be normal rather than abnormal practice, but is it fair?