Ms Derville Rowland:

We do not have a plan to expand this at the moment because people must have motor and home policies to protect themselves. We think that is the right place to put the focus of our current efforts on this topic. As we said, this is a significantly wide and deep piece of work. Our plan is to apply our resources to this and a great deal of expertise will go into doing so. We believe these are the right areas on which to focus from the consumer protection point of view as 2 million people in Ireland have a motor insurance policy and about 1 million have home insurance. These are very important products for families, who do not really have a choice on whether to buy them. That is where we are putting our focus.