Ms Derville Rowland:

We will put a dedicated team together. This is our approach in working cross-functionally. Our insurance expert colleagues, the insurance supervisors, will form part of the work, with expert conduct supervisors and actuaries in the Central Bank. We will have project managers for governance and oversight of work streams. If we need to seek expert support in doing the work, we will seek it. We always work cross-functionally by putting large-scale teams together for such work and then disbanding them. We might add different work streams as the work flows through, as we might need a lot of data in one phase and many insurance experts and actuaries in another. We will need conduct supervisors at another stage and perhaps policy experts in yet another. We roll them in and out of the work streams, as required. My colleagues can speak more about the structure, if required.