Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

In the mortgage market, the Central Bank has acknowledged that there is differential pricing. It should continue its work in that regard. Most banks are not engaging in it with the exception of the upfront cashback offer, which we have discussed previously. In terms of actual rates, though, there are still examples of clear differential pricing. In the interests of consumers, it should be ended. I suggest that the Central Bank examine the matter. Perhaps it could get a quick win and not have to wait until the end of 2020 or 2021.