Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

To come back to insurance, there is one critical question. If the insurance company believes a customer is not going to move his or her business or switch, is it acceptable for the insurance company to charge that customer more than it otherwise would because of that fact? It really comes to down to that net question of whether, from a consumer protection point of view and looking at the terms of the Central Bank's consumer protection code, it is acceptable. That is what they are doing.