Mr. John McKeon:

I apologise if that is what people took from what I said. There was a benefits estimation in qualitative and quantitative terms and the Comptroller and Auditor General acknowledges the figure in paragraph 10.4. My point was that in terms of the benefits realisation plan, it took time to realise the benefits. It took several years to roll out the 3 million cards. It takes time to realise benefits such as the capturing of data for administrative efficiencies, our not having to process second, third and fourth identity claims each time someone comes in and detecting fraud. That was the point I was making. Having an estimation of benefits actually achieved cannot be done, which is different from having an estimation of benefits which might be achieved, something which was done.