Kieran O'Donnell (Fine Gael) | Oireachtas source

I put it to Ms McEvoy that based on what developed subsequently, this had been endemic for years, from 2004 onwards.

The Central Bank as financial regulator should have picked up on it.

I have some final questions because I am aware that colleagues want to contribute. The Central Bank spent 3,000 hours investigating. What was the cost of the investigation to the Central Bank? Will Ms Rowland confirm the number of institutions currently under investigation? I am not asking for names, just the number. Does it include all the mainstream banks?

What is the Central Bank's interaction with the Financial Services and Pensions Ombudsman? Many constituents who come to us end up with the ombudsman. I would have liked representatives from both institutions here together to get an idea of the interactions. Our role is to represent the public. It is not personal. Any questions I have to put today are just questions that come up. That is our responsibility. What was the cost to the Central Bank of the 3,000 hours of investigation? How many institutions are currently under investigation? Does the number include the mainstream banks? When does the Central Bank expect to conclude the investigations? They appear to be running on for quite a lengthy period. What is the interaction with the Financial Services Pensions Ombudsman in terms of cases? Is there a protocol? Are there interactions?