Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I appreciate that and the challenges in terms of somebody challenging the bank, but the enforcement procedure and the fine has been levelled against PTSB, so I am just discussing PTSB, because we would expect and anticipate that if there was individual accountability, it would be in PTSB first as it is more advanced in this regard. Are we likely to hear of a decision this year, next year, in 2021 or in 2022? Will it be worse-----