Ms Seána Cunningham:

These are the senior roles such as CEO and executive director. We have a list that I can happily provide to the committee. Effectively, what this is about is the Central Bank's assessment of one's fitness and probity to take up a senior role. In looking at that, we examine past conduct. Ms Rowland has given a description of how that process works in the context of people being brought in at interview and being asked difficult questions on which they need to satisfy us, and where they do not, they are aware that we may be minded to refuse them. What tends to happen in such cases is that people withdraw. There have been 80 withdrawals since the fitness and probity regime was introduced.