Dr. David Duffy:

I hope I have taken down all the questions. As we set out in our submission to the SHD review and in our opening statement to this committee, we think the process has worked. We have made a series of recommendations for reform. Planning permission is a step in the process. This was covered earlier in the discussion. Planning permissions are being granted. We expect to see the commencements follow.

A question was asked about a forecast for 2019. We do not do forecasts. We have heard numbers in the order of 21,000, which has been mentioned again today. There are a number of influences on completions. There was caution this year because of the review of the help-to-buy scheme. The SHD review would have caused a pause.

Deputy Darragh O'Brien asked about the formation of the SHD policy.

I am not sure whether he was here when Mr. Spain spoke about it. Neither Mr. Spain nor I was involved in PII at the time.