Mr. John Farrell:

My point is that if the fraudsters were not enabled with professional assistance, they could not bring these claims through the system and they certainly could not get them paid. We have deployed our resources and made our investment. We will make a further investment, but we need help in this area. We call on the various professional organisations that provide professional assistance to examine what is going on and to carry out investigations similar to those carried out by the insurance companies so that they can address these suspicious events.