Mr. John Farrell:

In the first instance, we have deployed substantial resources in this area. We have employed 30 dedicated staff to handle specifically fraud cases, backed up by a network of 50 personnel to carry out comprehensive investigations. Fraudsters need enablers. They cannot put forward fraudulent claims on their own. They need and get assistance from various professionals. We would ask those professionals to look closely at claims to ensure there is proper behaviour and that in addition to us they are carrying out significant investigation into claims. In terms of the cases getting to court, it is a little difficult to believe that some of the people who are involved were not aware that there were grounds for suspicion.