Oireachtas Joint and Select Committees

Thursday, 3 October 2019

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Insurance Sector: Discussion (Resumed)

Mr. Declan O'Rourke:

We have to consider the claims. Two of my children fractured their fingers this summer playing hurling and camogie. They went to the local clinic, the finger was strapped up and they were back playing in a few weeks. A fractured finger is not a big deal but if someone is responsible for it or it happens in a play centre or a men's shed, according to the book of quantum in Ireland, a fractured finger with no long-term complications is worth €17,500.

One can expect to spend €10,000 on the complainant fees, while the defence fees will be €3,000, all for a fractured finger that will be fine in a few weeks in uncomplicated cases and which thousands of children get playing hurling every Sunday. Two of my kids had them this summer.

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