Mr. Anthony Brennan:

I am not sure how the CSO number is calculated. I think it overestimated the increases. The Deputy said 50%. The CSO said it was 70% and it is now showing 24%. I can only speak for my own company. We did not see a 70% increase and we did not see a 24% reduction. It is a basket of currencies and it may need to be looked at again. The Insurance Ireland fact file gives the information across the whole industry.