Mr. John Farrell:

Yes, we do not pay claims we regard as fraudulent. The purpose of the meeting is to consider the cost and availability of insurance. I can categorically state that if we increase the number of section 19 reports we make, it will make absolutely no difference to the cost or availability of insurance. The issue is with those that are reported. All stakeholders need to come together to ensure there is a far more effective deterrent against fraudulent activity.