Mr. John Quinlan:

I will give an overall direction of travel before I pass over to my claims director for the refined figures. According to our internal legal advice, we are compliant with the relevant Act in our reporting of fraud. We have 80 people working on fraudulent claims and the division is headed by a former Garda superintendent. We have taken a proactive and aggressive stance on fraud detection and prevention, of which the Deputy will be aware. I will pass over to our claims director, Mr. Farrell, for the facts and figures on fraud cases, the percentages, numbers brought to court, and so on.