Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I do not understand this. Here we have an insurance company that did not pay out on claims that were made because it believed those claims were fraudulent. They were not paid out so those involved did not get any money. They obviously did not challenge that but only four of those cases were reported to gardaí. How does that sit with section 19 of the Criminal Justice Act 2011, which imposes an obligation on insurers to report suspicions of fraud to An Garda Síochána? Under that Act, failure to do so can result in up to three years in prison.