Mr. John Coleman:

That is correct. On security of tenure, if we are to hold and operate cost-rental accommodation efficiently, at least in the short to medium term, we will want people to stay and continue to pay the rent. We will not be like private-sector landlords, who would be happy for people to leave in a rising rental market. They could recalibrate rent on a tenant's departure. That is not our objective. We would want people to stay. In jurisdictions such as Germany, people stay in rental accommodation for 13, 14 or 15 years. We would want to offer that to people here. They might not want to because they might have other aspirations but we would like to offer it. It has a number of benefits, including the avoidance of transient communities. It would result in the building of communities.