Ms Marion Kelly:

We are about to schedule that. The first one will be scheduled this month. We would have heard about the issues of SMEs through the public and stakeholder consultation in which we engaged. We also heard about issues relating to farmers. The issues about which we heard were access to credit, face-to-face access to discuss issues with the banks and with people who understood their business. We heard this theme quite recently. We heard that it is difficult to meet people who might understand the needs of a smaller business or indeed a farmer. A work stream is commencing that will focus on these issues. Sue O'Neill, who is a member of our board, will sit on that working group, as will Martin Stapleton from the IFA.