Mr. Justice John Hedigan:

It is an interesting question about an issue I have not come across before, except in the broad sense of how controversial confidentiality agreements have become in other areas. I find it a troubling issue and do not like the sound of it.

It is something I would like to look into further and is the sort of thing I hope to be able to discuss with this small ginger group that I am talking about. This will get together initially to have a good conversation about what are the problems that lawyers in the banking sector deal with. That is certainly one of the topics I will raise with them. I have not come across that being mentioned before in the context of banking and the tracker mortgage situation.