Mr. Jim Ryan:

It is, but with the way the world is now, we find that people access online counselling from a variety of different sources. It is a very fractured market. We are also working with videoDoc, which provides online counselling through video link. That consultancy is doing that anyway. Aviva and VHI are looking at this because it is a way of delivering services to people in their own homes at a time that suits them and without placing them on a waiting list.