Oireachtas Joint and Select Committees

Thursday, 11 July 2019

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach

Consumer Insurance Contracts Bill 2017: Committee Stage

Photo of Pearse DohertyPearse Doherty (Donegal, Sinn Fein) | Oireachtas source

There is much there and some of the amendments have quite a bit of substance.

I welcome amendment No. 40. It places the duty on an insurer to notify a consumer when a claim is made against them. It is madness that the insurance companies will not do that voluntarily and we have to legislate to ensure they must tell somebody a claim is made against them. More importantly, it is not just notification but it is the engagement with the individual. As late as yesterday, a person came to me with what the person stated was a clearly fraudulent claim. The person provided information on three occasions to the insurance company but the insurance company does not want to hear about it. Obviously, the individual in question needs to report this to the Garda. This amendment will actually stop such cases because the insurance companies will have to notify and engage with the individual about a claim against them.

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