Mr. Conor O'Kelly:

It is down from €25 billion originally to below €10 billion. We are retiring and exchanging those promissory notes, which are held by the Central Bank, to which we pay floating rate interest, and exchanging them for debt on the open market. A timetable was agreed with the Central Bank and European Central Bank to do that when the notes were originally issued. We would accelerate that because interest rates are so low. By doing that a bit faster, we lock in today's very low rates.