John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Before Ms Muldoon answers, to go back to what Deputy Doherty was talking about earlier, and she might deal with it when replying to Senator Horkan, we were talking about fraud. My understanding of what Ms Muldoon said was that FBD processes the claims, that as it does that, it examines them for the possibilities of fraud, exaggerated cases and so on, and that that represents the 20% figure. The ones it refers to the Garda are the ones on which it has sufficient evidence for it to pursue. The ones it does not have sufficient evidence for are those where FBD believes there is wrongdoing but it cannot get enough evidence for them. Ms Muldoon might explain that because that was lost in the exchange with Deputy Doherty. I am sorry, Senator Horkan.