Mr. Seamus McCarthy:

There is a cost of capital with the investment we made and it is reflected in the interest rate for borrowings. As long as we have borrowing associated with banking stabilisation, we will have an ongoing cost. For the individual banks, our analysis at the end of 2016 which I realise is a bit out of date was that approximately €35.8 billion was the cost for the IBRC. The cost for AIB was approximately €8 billion and for Permanent TSB, approximately €1 billion. For Bank of Ireland, it is looking kind of positive, to the tune of approximately €1.8 billion. I will be updating the figures to the end of 2018.