Mr. Conor O'Kelly:

I will talk in very broad brush terms. The Comptroller and Auditor General has done a great deal of work on this matter, so the precise numbers are available. Going from €40 billion to €200 billion in terms of the debt size, the banking crisis probably accounted for €60 billion originally, although one would have to net off the value that we got from any bank sale, which would probably bring that figure down towards €30 billion. The rest of the €100 billion incorporates interest that we are paying on our borrowings from the very long time when we were funding deficits. When the crisis happened, the majority of the difficulty came from the gap between our revenue and our Government cost. We ran very large gaps for-----