Ms Fiona Muldoon:

I will pass this question to Mr. McMahon as well. Exaggerated claims are at least as big an issue, if not a bigger issue, than fraudulent claims. We too are not aware of what we do not find. If we could lower the court awards, we would lower the incentive to take a fraudulent case. It is a one-way bet at the moment. If people have a go and lose, they will not pay costs in any event. There is a one-way incentive at the moment. Lowering bodily injury awards in the courts would help with tackling fraud as well. Perhaps Mr. McMahon will provide some of our statistics on that.