John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I thank Ms Muldoon for reading here her statement into the record. If I may, I will ask the clerk to arrange to receive a copy of it. I compliment Ms Muldoon on her contribution. This is a very worthwhile engagement. It is a two-way street. While the members will have questions for our guests, there is an opportunity for them to set out the issues that face them in their business in order that the public will have a clearer picture in respect of insurance costs and what can be done to reduce them. I call Deputy Michael McGrath.