Mr. Bernard O'Regan:

Part of the issue is section 39 organisations are viewed by the State slightly differently from section 38 agencies. Our staff are paid differently and the insurance is treated differently. Based on the work that has been done so far, I am not sure that we could assume that we are going to come under the remit of the State Claims Agency. If anything, that is not going to happen and the best that may happen is that we work together to pool our insurance needs and go to the market as a collaborative rather than coming under the remit of the agency. That may have some financial benefit but it might not be as beneficial as coming under the remit of the agency.