Mr. Bernard O'Regan:

I would say it is in excess of that. It is difficult to know and that is part of the problem. Some work needs to be done on getting an accurate figure. Concerning our own members, based on the 2017 accounts we know the figure was €25 million. We do not yet know what it will be for 2018 because those accounts are still being filed. We also need, however, to examine what has been accumulated in previous years because that also needs to be added to this total. The amounts concerned are probably lower the current deficits because this situation has been worsening. That is certainly the case with our members.