Donnchadh Ó Laoghaire (Cork South Central, Sinn Fein) | Oireachtas source

Can the Minister of State tell us directly whether he is certain that all existing cases are covered by this legislation? It seems to me the wording is open to challenge by financial institutions saying that it does not apply and is only for cases arising in the future, especially given that legislation generally applies to future cases. There is a tendency against retrospective application, but it is desirable here. I would appreciate if the Minister of State could clarify that as best he can, because I am not confident in the wording.