John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I am looking at the Minister of State's report. Wherever a report, protocol or legislation is mentioned, the action gets done but the hard part is giving information to the consumer. That does not get done. It is too intricate according to these recommendations. Let us consider the first recommendation. I will bring us through them. The first states that insurers should set out reasons for large increases in premiums to consumers. That is ongoing.