Gerry Horkan (Fianna Fail) | Oireachtas source

I will explain that figure about the insurance cost. It was that they took the 2019 renewal, minus the 2015 costs and divided by the 2015 costs. That was their insurance cost generally. It was not motor insurance but whatever costs they have. While they are now only legally obliged to have motor insurance, it would be very unwise of a restaurant, play centre, event space or pub to try to operate in a world without insurance. Some of them have talked about self-insurance schemes and so forth, but very few business owners want to have personal exposure to a claim that could happen in an event. I doubt that any of us would expect them to do so. I accept the points the Minister of State made.

In terms of the visibility, the national claims database and so forth, for a long time we have said we do not know what is happening because we cannot see what is happening. When will we get decent visibility on figures?