Mr. Peter Roebben:

We work with an Irish asset management firm. If a building, a house in this case, is repossessed, it must be managed. We outsource the work to a professional asset management firm which, if it sees the need, can hire other agents such as a security firm. That is how the process works. We would not do it directly. We engage in due diligence to ensure all of the companies with which we work have legal permits and are fully licensed under Irish law. This is the due diligence we undertake and the duty of care we have.