Mr. Peter Roebben:

I can only confirm it. That is why I am here. My mandate is to keep growing the bank and its customer base. Our strategy remains the same: to invest in innovation, to develop an ever more convenient and transparent banking model, to convince more and more Irish people to give us a shot, to try us, and to be the competition. We are not an incumbent. I would say we are the smallest player in today's market. However, we have the support of one of the strongest and best-capitalised financial groups in Europe, and KBC very much believes in Ireland. We think the overall outlook for Irish economic growth and where society is going are favourable for this business model but to keep developing this is of course a daily job. Competition is good.